Documents You’ll Need

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To help you with your home loan we have prepared an itemized checklist of documents you may need

 

We have prepared an itemized checklist of documents you may need when obtaining your home loan. The checklist below is a “general list” only. The actual documents that will be required on your loan may vary. You may only need to provide limited documentation depending on various factors. Contact us today and our mortgage specialists will identify your documentation requirements.

 

Documents

  • Copy of two recent pay stubs and W-2s (If you are self-employed, you’ll need two years of tax returns and a YTD profit and loss statement)
  • Copy of your social security card
  • Copy of your driver’s license
  • Copy of most recent (2) bank statements (checking and savings)
  • Verification of any additional income
  • Copy of most recent investment account statements (IRA, 401K, stocks, etc.)
  • Copy of divorce decree (If applicable)
  • Copy of your current mortgage statement
  • Copy of your homeowner’s insurance policy
  • If you own rental property, provide copies of rental agreements and two years of tax returns
  • If you are not a permanent resident provide a copy of your H1 or L1 visa or green card if you are not a US citizen

If you have questions or need help please contact us